An insurance policy is accepted as a contract between the insured and the insurer, in which the insurer agrees to financially protect the insured from loss, damage or liability. From time to time, however, insurance companies and their customers disagree about whether or not certain expenses should be covered, resulting in coverage disputes that often need to be settled in court. If this is the case for you, seek the guidance of the experienced litigators at Reising Law, P.A. We offer individualized attention and personal service to you or your business, delivering the answers you need when you need them.
When it comes to employer-sponsored health insurance and workers’ compensation claims, there are many ways in which poor communication and misunderstandings can lead to insurance coverage disputes.
According to Florida law, if a person is injured while on another person or entity’s property, the property owner may be held liable for injuries. Many homeowner’s insurance policies offer limited personal injury liability coverage, but disputes may arise concerning the circumstances of the injury and whether or not the property owner was actually liable for the injury.
If the visitor is invited to a public space or a business, or invited into a home as a social guest, the property owner is required to maintain the premises to a reasonable degree, to correct or warn of any known dangers and to guard against any foreseeable third-party crimes. A skilled insurance litigation attorney can help with these complex issues.